FINNENCE ▪ THE WIRE FILE
THE WIRE · № 85435
News▼ Bearish
Banks could slow stablecoin growth by paying savers more, BIS paper finds

KINDNews
DIRECTION▼ Bearish
SOURCES1
ENTITIES3
STORY SIZESTANDALONE
FIRST SEEN
LAST UPDATE
STATEactive
01 THE MACHINE READ
WHY IT MATTERS.
Higher bank deposit rates pull savers away from stablecoins, slowing crypto liquidity growth and stablecoin-linked demand.
Bank rates compete directly with stablecoin yields
CATALYST TO WATCH
Further Fed rate hikes lifting deposit rates
MAIN RISK
Stablecoin growth decelerates, thinning crypto liquidity
FULL DISPATCH
A BIS working paper found a 1 basis point rise in U.S. bank deposit rates predicted slower stablecoin growth, cutting ten-week growth from 15% to 12%.
02 THE STORY SO FAR
THE RECORD, IN ORDER.
STANDALONE ITEM — NOT YET FOLDED INTO A DEVELOPING STORY.
03 WHO'S INVOLVED
ENTITIES ON FILE.
CONTEXTBanks
AFFECTEDBitcoin
AFFECTEDCrypto
04 RECEIPTS
THE SOURCE RECORD.
1 SOURCES CONFIRMED05 PROPAGATION
WHAT THIS TOUCHES.
←CORRELATIONshares Bitcoin
Oct 16 Update: Bitcoin ETFs: 1D NetFlow: +194 $BTC(+$15.86M)🟢 7D NetFlow: -1,643 $BTC(-$134.56M)🔴 Ethereum ETFs: 1D NetFlow: -24,792 $ETH(-$60.84M)🔴 7D NetFlow: -119,753 $ETH(-$293.85M)🔴2026-10-16 14:22 UTC
Oct 16 Update: Bitcoin ETFs: 1D NetFlow: +194 $BTC(+$15.86M)🟢 7D NetFlow: -1,643 $BTC(-$134.56M)🔴 Ethereum ETFs: 1D NetFlow: -24,792 $ETH(-$60.84M)🔴 7D NetFlow: -119,753 $ETH(-$293.85M)🔴2026-10-16 14:22 UTC
←CORRELATIONshares Banks
Brokers May Tout Performance Projections, Same as RIAs, SEC Says2026-10-16 18:29 UTC
Brokers May Tout Performance Projections, Same as RIAs, SEC Says2026-10-16 18:29 UTC
←CORRELATIONshares Banks
🚨 NEW EP: Material Matters with @SECPaulSAtkins & SEC Enforcement Director David Woodcock “We want to be credible, visible, & vigorous. But we also want to be aligned with the larger priorities. We want to make sure that what we're doing is not squashing innovation.” 🔗 BELOW ht2026-10-16 21:10 UTC
🚨 NEW EP: Material Matters with @SECPaulSAtkins & SEC Enforcement Director David Woodcock “We want to be credible, visible, & vigorous. But we also want to be aligned with the larger priorities. We want to make sure that what we're doing is not squashing innovation.” 🔗 BELOW ht2026-10-16 21:10 UTC
←CORRELATIONshares Banks
A November 19 vote is scheduled on Equity Bancshares’ (EQBK) proposed Lincoln merger.2026-10-16 21:23 UTC
A November 19 vote is scheduled on Equity Bancshares’ (EQBK) proposed Lincoln merger.2026-10-16 21:23 UTC
←CORRELATIONshares Banks
MarshBerry: Wealth Advisory M&A Could Surpass 400 Deals in 2026 - planadviser2026-10-16 22:41 UTC
MarshBerry: Wealth Advisory M&A Could Surpass 400 Deals in 2026 - planadviser2026-10-16 22:41 UTC
KEEP READING THE MACHINE
Summaries are generated and may contain errors — every claim links its sources.