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THE WIRE · № 62136

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Is the ‘Your First Home’ scheme worth the risk?

EXHIBIT · i3.ytimg.com
KINDVideo
DIRECTION■ Mixed
SOURCES1
ENTITIES3
STORY SIZESTANDALONE
FIRST SEEN2026-10-02 15:15 UTC
LAST UPDATE2026-10-02 15:15 UTC
STATEactive

01 THE MACHINE READ

WHY IT MATTERS.

A 97.5% loan-to-value government scheme lifts first-time-buyer demand but raises leverage risk for UK housing and lenders.

UK demand boost with leverage risk
CATALYST TO WATCH

Scheme launch details and take-up

MAIN RISK

High LTV loans sour if prices fall

FULL DISPATCH

First time buyers could get on the property ladder faster with ‘My First Home’, a new UK government scheme that would let them borrow 97.5% of the value of a new-build home.⁠ ⁠ Tempted? Our consumer editor Claer Barrett weighs up the likely pros and cons.⁠ ► Enjoying FT content? Get a daily slice o

02 THE STORY SO FAR

THE RECORD, IN ORDER.

STANDALONE ITEM — NOT YET FOLDED INTO A DEVELOPING STORY.

03 WHO'S INVOLVED

ENTITIES ON FILE.

CONTEXTConsumer
AFFECTEDEurope
AFFECTEDHousing

04 RECEIPTS

THE SOURCE RECORD.

1 SOURCES CONFIRMED
№ 01youtubeyoutube.com · PRIMARY2026-10-02 15:15 UTCOPEN RECEIPT →

05 PROPAGATION

WHAT THIS TOUCHES.

KEEP READING THE MACHINE

OPEN THE MACHINE →THE PREDICTION LEDGER →

Summaries are generated and may contain errors — every claim links its sources.