Heard on the Street: Technology is increasing competition for deposits in more ways than one https://t.co/dozF5CyVgs
Why now
Thesis: Technology erodes bank deposit franchises structurally
Catalyst to watch: Deposit outflow data or fintech earnings
Main risk: Thesis is analytical, not yet data-confirmed
Why it matters
Fintech competition for deposits pressures bank funding costs and net interest margins, a structural headwind.
Details
Heard on the Street: Technology is increasing competition for deposits in more ways than one https://t.co/dozF5CyVgs
Sources
- x · 2026-09-24 09:34 UTC