Your credit card just got a crypto upgrade you'll never see
Why now
Thesis: Bank card settlement moves onto public blockchain
Catalyst to watch: Other banks or networks following suit
Main risk: Adoption stays niche, regulatory pushback
Why it matters
A chartered US bank settling card transactions on a public blockchain via Mastercard signals real stablecoin infrastructure adoption.
Details
SoFi just put its credit cards on a blockchain. Customers won't notice. SoFi Bank went live settling debit and credit card transactions in its own stablecoin across Mastercard's network. It is the first nationally chartered US bank to move card settlement onto a public blockchain, and the program h
Sources
- youtube · 2026-09-23 17:00 UTC