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News · ■ Unclear/unknown · 1 source confirmed · 2026-09-23 13:43 UTC

Cross-border payment expectations outpace experiences with banks as businesses gain more choice, Nium and Celent research finds.

Why now

Thesis: Cross-border payment gap favors non-bank providers

Catalyst to watch: Bank payment modernization announcements

Main risk: Vendor-sponsored survey with self-serving framing

Why it matters

Gap between payment speed expectations and bank delivery implies share shift to fintechs, pressuring bank payment revenue.

Details

65% of businesses want payments completed within minutes or instantly, but only 18% get that speed from their banking partners, reflecting intensifying competition for cross-border volume amidst growing range of cross-border payment options. SAN FRANCISCO, Sept. 23, 2026 /PRNewswire/ --...

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